SMSF - The next gen
According to the Self-managed Super Fund Quarterly Report for September 2022, published by the Australian Tax Office, more than one in ten members of a self-managed super fund are aged under 45 years. Read More
Dealing with Post-Christmas Blues
After the adrenaline and excitement of the holiday season is over, many people struggle with the post-Christmas blues. This article describes the symptoms to look out for and discusses ways to reduce the impact so you can start the new year off in a positive way Read More
The variables of a variable home loan
Is fixing your home loan interest rate the right move for you? This article explains the implications to be considered before jumping in and fixing your rate. Read More
Shuffling the Deck: 2022-23 Budget 2.0
With seven months before the 2023-24 Budget is released in May 2023, this Budget is a shuffling of the deck not a new set of cards. And to continue the pun, we need to play the hand we have been dealt, buffeted by externalities – war, floods, and global uncertainty.d, and most funding initiatives appear to be a reallocation of previous Government initiatives. And, the commodity driven $54.4 billion improvement in tax receipts has largely been banked, not spent. Read More
How interest rate changes affect your mortgage
Buying a home is one of the most significant decisions a person makes. In a modern landscape where the ratio of homeowners to renters decreases, the emphasis on making an informed financial decision like buying a home is amplified. Read More