Interest rates 101
While we understand banks charge interest on their home loans, exactly what determines the rate? Should we be worried that interest rates will spike higher in the years ahead? Read More 
A history of home loans
Post-pandemic economic shrinkages coupled with the Russian invasion of Ukraine in early 2022 have seen inflation spike to the highest level since the Great Inflation of the 1970s. Read More
What is your debt-to-income ratio and why does it matter?
Applying for a home loan can take on almost mystical proportions, with most Australians unsure of just how much money they can borrow. As a result, they often make the mistake of trying to secure too much money, only to be knocked back. Read More
Quarterly Economic Update: April - June 2022
The price of a lowly head of lettuce has never been a recognised barometer of the strength of the Australian economy, that is until the media started reporting iceberg lettuces were selling for $10 a head. Read More
Four simple tips to manage your credit card
Credit cards certainly make life easier – they are simple to use, accepted almost everywhere, and help you to buy what you want, when you want, particularly online. So much so, that living close to the credit limit has become the norm for many people and spending can quickly get out of hand. To make your credit card work in your best interests, it’s important to fully understand their function. Read More
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